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Allianz Life Insurance Company of North America

Allianz Index Advantage NF® Variable Annuity

A RILA with a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Moody's: A1		Standard & Poor's: AA

Rates

	Current Rates xx/xx/xxxx	Guaranteed Minimum Values
	Cap	Cap
1-Year Euro Stoxx 50® Index Guard Strategy Cap	***	***
1-Year Euro Stoxx 50® Index Performance Strategy Cap	***	***
1-Year Euro Stoxx 50® Index Precision Strategy Cap	Trigger: 10.80		***
1-Year Euro Stoxx 50® Index Protection Strategy DPSC	Trigger: 7.70		***
1-Year iShares® MSCI Emerging Markets ETF Guard Strategy Cap	***	***
1-Year iShares® MSCI Emerging Markets ETF Performance Strategy Cap	***	***
1-Year iShares® MSCI Emerging Markets ETF Precision Strategy Cap	***	***
1-Year iShares® MSCI Emerging Markets ETF Protection Strategy DPSC	***	***
1-Year Nasdaq-100 Index® Guard Strategy Cap	***	***
1-Year Nasdaq-100 Index® Performance Strategy Cap	***	***
1-Year Nasdaq-100 Index® Precision Strategy Cap	Trigger: 11.70		***
1-Year Nasdaq-100® Index Protection Strategy DPSC	Trigger: 7.20		***
1-Year Russell 2000® Index Guard Strategy Cap	***	***
1-Year Russell 2000® Index Performance Strategy Cap	***	***
1-Year Russell 2000® Index Precision Strategy Cap	Trigger: 11.60		***
1-Year Russell 2000® Index Protection Strategy DPSC	Trigger: 7.50		***
1-Year S&P 500® Index Guard Strategy Cap	***	***
1-Year S&P 500® Index Performance Strategy Cap	***	***
1-Year S&P 500® Index Precision Strategy Cap	Trigger: 9.90		***
1-Year S&P 500® Index Protection Strategy DPSC	Trigger: 7.50		***
3-Year Russell 2000® Index Performance Strategy Cap	***	***
3-Year S&P 500® Index Performance Strategy Cap	***	***

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
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