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Allianz Life Insurance Company of North America


MasterDex X Annuity

   (RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Moody's:  A2   Standard & Poor's:  AA  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Spread Cap Spread
1 Year Blended Monthly Average Spread   ***    ***   ***   *** 
1 Year Blended Point-to-Point Cap   ***    ***   ***   *** 
1 Year Euro STOXX 50 Monthly Cap   ***    ***   ***   *** 
1 Year Euro STOXX 50 Point-to-Point Cap   ***    ***   ***   *** 
1 Year Nasdaq 100 Monthly Cap   ***    ***   ***   *** 
1 Year Nasdaq 100 Point-to-Point Cap   ***    ***   ***   *** 
1 Year S&P 500 Monthly Cap   ***    ***   ***   *** 
1 Year S&P 500 Point-to-Point Cap   ***    ***   ***   *** 
1 Year S&P 500 SELECT Annual Point-to-Point Cap   ***    ***   ***   *** 
1 Year S&P 500 SELECT Monthly Sum Cap   ***    ***   ***   *** 
Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rates
IN MN MS OH OR PA TX WA ****
AK AL AR AZ CA CO DC DE FL GA HI IA ID IL KS KY LA MA MD ME MI MO MT NC ND NE NH NJ NM NV OK RI SC SD TN UT VA VT WI WV WY ****

Premium Bonus
 Year: 1 2 3
Bonus Rate: **** **** ****

Policy Notes

The @annuityName@ is a f --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* (******* ******** ****** *** ***** * ****** *****) ***** ***** ******* ***** **** * @************@ ******* ***** ** *** ******** **** ****** *** ***** @*****************@ ****** ***** *** *** * @*******@ **** ********* ****** ******.

*** ******* ***** ** ******* ** * @*******@-**** ******* ********. ** **** ** *** ***** @************@ ******** *************, **% ** **** ***** ******* ****** ** ****** **** **** ************ *****.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

AL, DE, IA, KY: Fixe --[ subscription required to view full text ]--
**, **, **, **: ***** ******** ********** ****** *** *********.

Commissions
Effective date of commission schedule: 09/27/2016
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

MasterDex X Annuity
(All approved states)
Up to age 75 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Ages 76-80 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****

Option B

MasterDex X Annuity
(All approved states)
Up to age 75 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Trail: Trail years ***+ is *****
Ages 76-80 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Trail: Trail years ***+ is *****

Option C

MasterDex X Annuity
(All approved states)
Up to age 75 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Trail: Trail years ***+ is *****
Ages 76-80 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Trail: Trail years ***+ is *****

  • 100% chargeback in the event of a surrender or the owner's --[ subscription required to view full text ]--
  • ***% ********** ** *** ***** ** * ********* ** *** *****'* ***** ** *** ***** *** ******** ******.
  • **% ********** ** *** ***** ** * ********* ** *** *****'* ***** ** ******** ****** *-**.
  • ***% ********** ** *** ***** ** *** *****'* ***** ** *** ***** *** ****** ******
  • **% ********** ** *** ***** ** *** *****'* ***** ** ****** ****** *-**
  • ***% ********** ** *** ********* ************* ****** *** (******** ***********) ** **** ** *** ***** *** ****** ******
  • **% ********** ** *** ********* ************* ****** *** (******** ***********) ** **** ** ****** ****** *-**


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