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American Equity Investment Life Insurance Company
SPIA-1
A SPIA
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A- |
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Fitch: A- |
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Standard & Poor's: A- |
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SPIA Be --[ subscription required to view full text ]--
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*** ****** ******* ********* ******* (****) ********: ********* ******, ****** *** ***** ****** *******, **** ****** **** *******, *** ** ********* ***** ** ***-********* *********.
Provisions
| Free Look Period: |
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| (Free look period may vary by state) |
| Rate Lock Protection: |
****
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| Bail Out Provision Available: |
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| *** *** ***: |
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| Loan Provision Available: |
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| *** *** ***: |
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| Tax Sheltered: |
*** |
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| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
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Payout Options
Life Options
| Life Only for: |
Single & Joint
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| Installment Refund: |
No
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| Cash Refund: |
No
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| Survivor Benefit: |
50%
66.6%
100%
|
|
Period Certain Options
| Period Certain Terms: |
5 to 25 Years
|
| Survivor Benefit: |
100%
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Life Plus Period Certain
| Life plus Certain: |
Single & Joint
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| Life +Certain Terms: |
5 to 25 Years
|
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
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**** *** ***** ** $****.**
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Income Option Variat --[ subscription required to view full text ]--
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Commissions
| Effective date of commission schedule: 03/15/2023 |
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Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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SPIA-1
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Up to age 90 |
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| Initial Premium: |
**** |
Less than 10 years Period Certain
|
SPIA-1
|
Up to age 90 |
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| Initial Premium: |
**** |
Related Information
Other American Equity Investment Life Insurance Company Products
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Available Subscriptions
This information is available with any of these subscriptions:
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Additional Information
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Upcoming Rate Changes
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