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Athene IA

Athene Accumulator 10

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A+		Moody's: A1		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx			Next Rates xx/xx/xxxx			Guaranteed Minimum Values
Band $10,000+	Cap	Part Rate	Bailout	Cap	Part Rate	Bailout	Cap	Part Rate
1 Year AI Powered Global Opportunities	***	***	***	***	***	***	***	***
1 Year S&P 500 FC	***	***	***	***	***	***	***	***
1 Year UBS Innovative Balanced	***	***	***	***	***	***	***	***
1-Year AI Powered US Equity Index	***	***	***	***	***	***	***	***
1-Year Nasdaq FC Index	***	***	***	***	***	***	***	***
2 Year AI Powered Global Opportunities	***	***	***	***	***	***	***	***
2 Year S&P 500 FC	***	***	***	***	***	***	***	***
2 Year UBS Innovative Balanced	***	***	***	***	***	***	***	***
2-Year AI Powered US Equity Index	***	***	***	***	***	***	***	***
2-Year Nasdaq FC Index	***	***	***	***	***	***	***	***
BNP Paribas Multi Asset Diversified 5 - 1 Year	***	***	***	***	***	***	***	***
BNP Paribas Multi Asset Diversified 5 - 2 Year	***	***	***	***	***	***	***	***
S&P 500 Point-to-Point	***	***	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %			.* %
Band $100,000+	Cap	Part Rate	Bailout	Cap	Part Rate	Bailout	Cap	Part Rate
1 Year AI Powered Global Opportunities	***	***	***	***	***	***	***	***
1 Year S&P 500 FC	***	***	***	***	***	***	***	***
1 Year UBS Innovative Balanced	***	***	***	***	***	***	***	***
1-Year AI Powered US Equity Index	***	***	***	***	***	***	***	***
1-Year Nasdaq FC Index	***	***	***	***	***	***	***	***
2 Year AI Powered Global Opportunities	***	***	***	***	***	***	***	***
2 Year S&P 500 FC	***	***	***	***	***	***	***	***
2 Year UBS Innovative Balanced	***	***	***	***	***	***	***	***
2-Year AI Powered US Equity Index	***	***	***	***	***	***	***	***
2-Year Nasdaq FC Index	***	***	***	***	***	***	***	***
BNP Paribas Multi Asset Diversified 5 - 1 Year	***	***	***	***	***	***	***	***
BNP Paribas Multi Asset Diversified 5 - 2 Year	***	***	***	***	***	***	***	***
S&P 500 Point-to-Point	***	***	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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*** *** ****** *** $****.**
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State Specific Notes

Minimum Interest Cre --[ subscription required to view full text ]--
******* ******** ****** ** *** ********* ** **

MVA Explanation

A Market Value Adjustment (MVA) is an adjustment made to your Contract at the time of a --[ subscription required to view full text ]--
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