This page is provided to show you the amount of detailed information we provide
to our subscribers, the content has been masked. To see full details, please register .
EquiTrust Life Insurance Company
ChoiceFour (MVA Option)
A Fixed Annuity with a 1-year fixed rate and a 9-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
A.M. Best : B++
Fitch: A-
Standard & Poor's: BBB+
Rates
The interest rate is guaranteed for 1 years
Surrender charges last 9 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
Previous Ratesxx/xx/xxxx
Current Ratesxx/xx/xxxx
Rate Bonus
Yield to Surrender
Rate Bonus
Yield to Surrender
Band 10,000+
****
*****
*****
****
*****
*****
State Specified Minimum Interest Rate: ****
Premium Bonus
Year:
1
Bonus Rate:
****
The @companyName@'s @annuit --[ subscription required to view full text ]-- *** @***********@'* @***********@ ** * ****** *******, ***** **** ********** ******* **** * @*******************@ **** ******** **** *********, * @*******@ **** ********* ****** ******, * ******* *****, *** ** *** *********.
**** **********
@*****************@
******* *******
** *** *** ** *** ******* ********** ******** **** ****** *** ******** **** **** ** *** ********. ** ** ***** **** *** ******** **** ** **** **** @*********@%, *** *********** ********** ******* ******** ****.
Provisions
Free Look Period:
****
(Free look period may vary by state)
Rate Lock Protection:
****
Bail Out Provision Available:
***
*** *** ***:
****
Loan Provision Available:
***
*** *** ***:
****
Tax Sheltered:
***
Market Value Adjustment:
***
MRD:
***
Front-End Fee:
***
Annual Maintenance Fee:
***
Return of Premium Available:
***
Death Benefit is:
*** ****
Premiums
Non-Qual
Qualified
Min Single Premium:
****
*******
Max Single Premium:
Age < xx:
****
*******
Age > xx:
****
*******
Payroll Deduction:
****
****
Min Added Premium:
****
****
Flexible Premiums ******* :
****
Min Single Premium Impaired:
******
******
Min Single Premium Period Certain:
******
******
Age Restrictions
Min Age
Non-Qual
Qualified
Owner:
*****
*****
Annuitant:
*****
*****
*****
Impaired:
*****
*****
Annuitization Age:
*****
*****
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
If chosen, the Market Value Adjustment Option wi --[ subscription required to view full text ]-- ** ******, *** ****** ***** ********** ****** **** ******* * ****** ***** ********** (***) ** ******* ********* ** *********** **** **** ********. *** *** *** ****** ** ****** ** ******** ** * ******** ** *** ****** ********* ** ***********. * ****** ***** ********** **** ** **** **** **** * ********* ****** ** ********. * @************@ ******* ***** ** *********** ******* ** *** *******(*) ** **** ****** ** *******. ********* **** ***** ***** ******** *** **** ****** **** *** *******, ****** ********* ****** ****** ***/** ***** ******** ******** ***** **** ********* **** ** *** ******* *** ***** *******.
*********, *** *** ********* *** ****** ******** **** ********* **** ******** ***** ****, *** ********* ** **** ******** ***** ****. ** ** ***** **** *** **** ********* ***** ***** ********** *** *** *** ** **** **** *** ******* ********** ******** ***** ** ******* **** *** ************ *****. ****** ***** ** **** ******** *** ******** *******.
Commissions
Effective date of commission schedule: 08/01/2023
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
ChoiceFour (MVA Option)
Up to age 80
Initial Premium:
****
Ages 81-85
Initial Premium:
****
--[ subscription required to view full text ]--
***********
******* ****** *** ******** ********* ********** ******
***** *** ***** ** *** ***** ** ********* * - * ***%
***** *** ***** ** *** ***** ** ********* * - ** ***%
*** ********** **** ***** *** **** ** ***** **** ** ******** **%
Related Information
Other EquiTrust Life Insurance Company Products
Available Subscriptions
This information is available with any of these subscriptions:
Single-User Edition
An affordable, full access subscription, for the individual broker
Office Edition
Multiple users with administrative control over the products, features and content displayed
Web Edition
Put our product grids, detail and tools on your website instantly!
Web Edition -Retailers
A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.
Additional Information
See what else we offer:
Upcoming Rate Changes
We track rate changes and can notify you before they take effect!
Annuity Illustrations
The illustration system carriers prefer
Rider Comparisons
Compare multiple income riders, side-by-side
Product Videos
Access the Brainshark training videos right from our product lists
2218
PO Box 1258
Middleboro MA 02346
Phone: 866-812-6800