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EquiTrust Life Insurance Company
Market Power Bonus Index IBR
(RETIRED)
A Fixed Indexed Annuity with a 14-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
A.M. Best : B++
Fitch: A-
Standard & Poor's: BBB+
Rates
Current Ratesxx/xx/xxxx
Guaranteed Minimum Values
Cap
Part Rate
Cap
Part Rate
1 Year S&P 500 Monthly Average Participation Index Account IBR
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***
***
***
1-Year Barclays Focus50 Participation Index Account
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***
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***
1-Year S&P 500 Monthly Average Cap Index Account IBR
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***
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***
1-Year S&P 500 Monthly Cap Index Account IBR
***
***
***
***
1-Year S&P 500 Point-to-Point Cap Index Account IBR
***
***
***
***
1-Year S&P MARC 5% ER Point to Point Participation
***
***
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***
2-Year Barclays Focus50 Participation Index Account
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***
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2-Year S&P 500 Monthly Averaging Cap Index Account IBR
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1-Year Interest Account
(Rate guaranteed for 1
Year)
*.** %
*.** %
State Specified Minimum Interest Rate: ****
Premium Bonus
Year:
1
Bonus Rate:
****
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Provisions
Free Look Period:
****
(Free look period may vary by state)
Rate Lock Protection:
****
Bail Out Provision Available:
***
*** *** ***:
****
Loan Provision Available:
***
*** *** ***:
****
Tax Sheltered:
***
Market Value Adjustment:
***
MRD:
***
Front-End Fee:
***
Annual Maintenance Fee:
***
Return of Premium Available:
***
Death Benefit is:
*** ****
Premiums
Non-Qual
Qualified
Min Single Premium:
****
*******
Max Single Premium:
Age < xx:
****
*******
Age > xx:
****
*******
Payroll Deduction:
****
****
Min Added Premium:
****
****
Flexible Premiums ******* :
****
Min Single Premium Impaired:
******
******
Min Single Premium Period Certain:
******
******
Age Restrictions
Min Age
Non-Qual
Qualified
Owner:
*****
*****
Annuitant:
*****
*****
*****
Impaired:
*****
*****
Annuitization Age:
*****
*****
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
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We may make a Market Va --[ subscription required to view full text ]-- ** *** **** * ****** ***** ********** (***) ** ******* ********* ** *********** **** **** ********. ** *** ****** ** ****** ** ******** ** * ******** ** *** ****** ********* ** ***********. * *** **** ** **** **** **** * ********* ****** ** ********. *********, *** *** ********* *** ************ *****
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Commissions
Effective date of commission schedule: 12/07/2021
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
Option A
Market Power Bonus Index IBR
AK CT DE ID IL MN MT NJ NV OH OK OR PA TX UT VT WA
All permitted ages
Initial Premium:
****
All permitted ages
Initial Premium:
****
Option B
Market Power Bonus Index IBR
(All approved states except those listed below)
All permitted ages
Initial Premium:
****
Trail:
Trail years ***+ is *****
AK CT DE ID IL MN MT NJ NV OH OK OR PA TX UT VT WA
All permitted ages
Initial Premium:
****
Trail:
Trail years ***+ is *****
Option C
Market Power Bonus Index IBR
(All approved states except those listed below)
All permitted ages
Initial Premium:
****
Trail:
Trail years ***+ is *****
AK CT DE ID IL MN MT NJ NV OH OK OR PA TX UT VT WA
All permitted ages
Initial Premium:
****
Trail:
Trail years ***+ is *****
--[ subscription required to view full text ]--
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Related Information
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4743
PO Box 1258
Middleboro MA 02346
Phone: 866-812-6800