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Global Atlantic Financial Group
Choice Income II 7 with Income Multiplier Benefit
(RETIRED)
A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A |
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Moody's: A2 |
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Standard & Poor's: A- |
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Rates
|
Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
|
Cap |
Part Rate |
Bailout |
Cap |
Part Rate |
|
1 Year Russell 2000 Point to Point with Cap
|
***
|
***
|
*** |
*** |
*** |
|
1 Year MSCI EAFE Point to Point with Cap
|
***
|
***
|
*** |
*** |
*** |
|
1 Year PIMCO Balanced Point to Point with Participation Rate
|
***
|
***
|
*** |
*** |
*** |
|
1 Year S&P 500 Annual Point-to-Point w/ Cap
|
***
|
***
|
*** |
*** |
*** |
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1 Year S&P 500 Monthly Point-to-Point w/ Cap
|
***
|
***
|
*** |
*** |
*** |
|
1 Year S&P 500 Point to Point with Performance Trigger
|
Trigger: 4.00
|
***
|
*** |
*** |
*** |
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2 Year BlackRock Diversa Volatility Control w/ Spread
|
***
|
***
|
*** |
*** |
*** |
|
2 Year Franklin US Point to Point with Spread
|
***
|
***
|
*** |
*** |
*** |
|
1 Year Fixed Rate
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annuityname@ is a Single Premium Deferred Fixed Index --[ subscription required to view full text ]--
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- ** *** *********.
- * ********** ******** ********** ******* (******** ** *****, **** ******).
- * ******* *********.
&****;
*** **** ******** ** ****** ********** *******.
*** ********** **** *** **** ***** *** ********** **** ** *** ******** ***** *****. ***** *** ********** ****, *** ********** **** *** **** ** *** ****** ***** ***** ***** *** **** *** ******** ***** ***** ****** ** ** ***** *** ******* ** *** ******* ******** ***** *** *** ******* ***. *** ******** ***** ***** ** * ***** *** ****** ****** ** ******** *** ***** ******* ****** ** *** ******** ****, *** ***** ** ** ******** ***** ***** ** * ******** **** **** ******** *** **********. *** ****** ***** ***** ** * ***** *** ****** ****** ** ******** *** ***** ******* ****** ** *** ******** ****. *******, ***** ** ** ****** ***** ***** ** *** ******** **** **** ******** ****** ***-********** *********** ** ****** ***********.
*** ****** ***** ****** *** **** ******* ** * ********** ** *** ********** ****.
Provisions
Free Look Period: |
****
|
(Free look period may vary by state) |
Rate Lock Protection: |
****
|
Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
|
Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
|
Premiums
|
Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
|
|
Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
|
Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
|
Min Age |
Non-Qual
| Qualified
|
Owner: |
|
***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
MVA Explanation
Not available in CA DE
|
A Market Value Adjustment refers to the --[ subscription required to view full text ]--
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****** ***** *********** **** *** ** ******* ** *** ***** ******** **** *** ** *** ***** ** *** *****. ****** ******, ****** ***** *********** *********:
- ******** *** ********* ******** ***** (** *** ***** ********) **** ******** ***** ****; ***
- ******** *** ********* ******** ***** (** *** ***** ********) **** ******** ***** ****, ******** ** ****** ******** ***** **** *** ******** *** *********.
Commissions
Effective date of commission schedule: 06/22/2020 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option A
Choice Income II 7 with Income Multiplier Benefit
|
Ages 45-80 |
|
Initial Premium: |
**** |
Ages 81-85 |
|
Initial Premium: |
**** |
Option B
Choice Income II 7 with Income Multiplier Benefit
|
Ages 45-80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 81-85 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Option C
Choice Income II 7 with Income Multiplier Benefit
|
Ages 45-80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 81+ |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Related Information
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Additional Information
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