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Guggenheim Life and Annuity Company


Preserve MYGA 3


A MYGA with a 3-year fixed rate and a 3-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  B++  

Rates
The interest rate is guaranteed for 3 years
Surrender charges last 3 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
  Current Rates
xx/xx/xxxx
Next Rates
xx/xx/xxxx
  RateBonus Yield to
Surrender
RateBonus Yield to
Surrender
Band 5,000+   ****   *****   *****   ****   *****   ***** 
Band 250,000+   ****   *****   *****   ****   *****   ***** 

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ annuity is a single premium deferred --[ subscription required to view full text ]--
*** @***********@ ******* ** * ****** ******* ******** ******* **** @*******@ **** ********* ****** ****** **** * *** *********.

**** **********
@*****************@ ******* *******
** *** *** ** **** ********* ******, *** **** **** *** ****** ** ***** ** ***** **** ******* *** ******* ********** ******** **** ******.

*** ******* **** ******* *** **** **** ******* *** ******* * ** *** ****** ** ****** * *** ********* ****** ** **** ****. ** ** ******** ** **** ****** **** ******, @***********@ **** ************* ***** **** ******* *** *** **** ********* ******. ** * ********** ** ********* ** **** ****** **** ** *** ******, ** ********* ******* ** ****** ***** ********** **** *****.

***** *** ** *** ******, * *** ********* ******, ********** ******** ****, ********* ****** ****** *** ****** ***** ********** **** ** *******. ******* ***** *** ********** ********* ******* **** ** ***** ** *********** ******* ******** ***** *** ********* *************, *** *** ****** **** *** ******* ********** ******** ****.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in DE

Any amounts tha --[ subscription required to view full text ]--
*** ******* **** *** ******** * ********* ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******* *****. ****** ***** *********** ********* ******** *** ******** ********** ***** **** ******** ***** ****, *** ******** *** ******** ********** ***** **** ******** ***** ****.

Commissions
Effective date of commission schedule: 06/01/2013
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

First Year & Renewal

Preserve MYGA 3
(All approved states except those listed below)
Up to age 80 Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****
Ages 81-85 Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****
Ages 86-90 Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****
DE MO OR PA WA
Up to age 80 Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****
Ages 81-85 Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****
Ages 86+ Year 1 Year 2 Year 3 Year 4
Initial Premium: **** **** **** ****

Related Information

Other Guggenheim Life and Annuity Company Products

MYGA
Preserve MYGA 10
Preserve MYGA 4
Preserve MYGA 5
Preserve MYGA 6
Preserve MYGA 7
Preserve MYGA 8
Preserve MYGA 9
ProOption MYGA 10 with ROP
ProOption MYGA 5 with ROP
ProOption MYGA 7 with ROP
Fixed Indexed Annuity
Highlander
TriVysta
SPIA
Provider Single Premium Immediate Annuity

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