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National Western Life


NWL Ultra Classic


A Fixed Indexed Annuity with a 13-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Standard & Poor's:  A  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Spread Part Rate Cap Spread Part Rate
Option A: Monthly Averaging Annual Reset   ***    ***   ***    ***   ***   *** 
Option D: Monthly Cap Annual Reset   ***    ***   ***    ***   ***   *** 
Option J: Annual Point-to-Point with Cap and Charge   ***    ***   ***    ***   ***   *** 
Option B: Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ Annuity is a flexible pre --[ subscription required to view full text ]--
*** @***********@ ******* ** * ******** ******* ***-******** ******* **** ******** *** ******, ********, *** ******** ** *********** ***** ******** ******** ********* ***** ** *** **** **** ****** *** *** ****** ** ****** **** ******** ******** ****** ** **** ** *** *&* *** ********* ***** ***** (***** ******** *********).**** ********, **** ***** *** ********** *** *** **** ** *** ******!.

** *** *** ** *** @*******@-**** ******** ****, *** *** ******** *** **** ******** ***** ******* *** ********** *******, **** * ******* **********, ** ***** ** ****** ********** ******.

*** ** **** *** ***** ** **** *** ******* ***** **** @***********@ *** *** **** ** **** **** ***** ** **** ******** ** **** ******** ** * **** *** **** **** *** ******* ********** ******** **** **** *** **** **-********** ** *** *** ** **** ******** ****.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 02/12/2016
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Non-Qualified

NWL Ultra Classic
(All approved states except those listed below)
Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
FL
Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 81-85 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
LA
Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
TX
All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
PR
Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****

Qualified

NWL Ultra Classic
(All approved states except those listed below)
Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
FL
Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 81-85 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
LA
Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****
PR
Up to age 70 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Ages 71-75 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Ages 76-80 Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
TX
All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5
Initial Premium: **** **** **** **** ****
Renewal Premiums: **** **** **** **** ****

Related Information

Other National Western Life Products

Fixed Annuity
NWL Accumulator FiveĀ®
NWL Benefit Assurance
NWL Future Assurance
NWL Future Assurance (WA)
NWL Income Protector
NWL Prevail SevenĀ®
NWL Protector One
NWL Value Assurance
Fixed Indexed Annuity
NWL Global Lookback
NWL IMPACT 10
NWL IMPACT 7
NWL IMPACT 7 S
NWL Ultra Benefit
NWL Ultra Future
NWL Ultra Future - WA
NWL Ultra Value
SPIA
SPIA

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