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North American Company
NA Income
A SPIA
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A+ |
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Fitch: A+ |
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Standard & Poor's: A+ |
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You can enjoy freedom from money management concerns with North American Income. No matter how interest rates fluctuate or what --[ subscription required to view full text ]--
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Provisions
| Free Look Period: |
****
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| (Free look period may vary by state) |
| Rate Lock Protection: |
****
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| Bail Out Provision Available: |
*** |
| *** *** ***: |
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| Loan Provision Available: |
*** |
| *** *** ***: |
**** |
| Tax Sheltered: |
*** |
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| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
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Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
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|
|
|
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Payout Options
Life Options
| Life Only for: |
Single Only
|
| Installment Refund: |
Yes
|
| Cash Refund: |
Yes
|
| Survivor Benefit: |
50%
66.6%
100%
|
|
Period Certain Options
| Period Certain Terms: |
5 to 20 Years
|
| Survivor Benefit: |
50%
66.6%
100%
|
Life Plus Period Certain
| Life plus Certain: |
Not Available
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| Life +Certain Terms: |
5 to 20 Years
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
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Commissions
| Effective date of commission schedule: 05/02/2023 |
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option A
|
NA Income
|
All permitted ages |
|
| Initial Premium: |
**** |
Related Information
Other North American Company Products
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Available Subscriptions
This information is available with any of these subscriptions:
Single-User Edition
An affordable, full access subscription, for the individual broker
Office Edition
Multiple users with administrative control over the products, features and content displayed
Web Edition
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Web Edition -Retailers
A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.
|
Additional Information
See what else we offer:
Upcoming Rate Changes
We track rate changes and can notify you before they take effect!
Annuity Illustrations
The illustration system carriers prefer
Rider Comparisons
Compare multiple income riders, side-by-side
Product Videos
Access the Brainshark training videos right from our product lists
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