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North American Company

Charter Plus 14

A Fixed Indexed Annuity with a 14-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $20,000+	Cap	Part Rate	Cap	Part Rate
1 Year Barclays Transistions 12% VC Participation Rate	***	***	***	***
1 Year Barclays Transistions 6% VC Participation Rate	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate	***	***	***	***
1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate	***	***	***	***
1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate	***	***	***	***
1 Year Morgan Stanley Dynamic Global Index with Participation Rate	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Index Cap Rate	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap)	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Index Cap Rate	***	***	***	***
1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate	***	***	***	***
2 Year Barclays Transistions 12% VC Participation Rate	***	***	***	***
2 Year Barclays Transistions 6% VC Participation Rate	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate	***	***	***	***
2 Year Goldman Sachs Equity TimeX Index with Participation Rate	***	***	***	***
2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate	***	***	***	***
2 Year Morgan Stanley Dynamic Global Index with Participation Rate	***	***	***	***
2 Year S&P 500 Point to Point with Participation Rate	***	***	***	***
2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate	***	***	***	***
1 Year Fixed Account Rate (Rate guaranteed for 1 Year)	.* %		.* %
Band $75,000+	Cap	Part Rate	Cap	Part Rate
1 Year Barclays Transistions 12% VC Participation Rate	***	***	***	***
1 Year Barclays Transistions 6% VC Participation Rate	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate	***	***	***	***
1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate	***	***	***	***
1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate	***	***	***	***
1 Year Morgan Stanley Dynamic Global Index with Participation Rate	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Index Cap Rate	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap)	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Index Cap Rate	***	***	***	***
1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate	***	***	***	***
2 Year Barclays Transistions 12% VC Participation Rate	***	***	***	***
2 Year Barclays Transistions 6% VC Participation Rate	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate	***	***	***	***
2 Year Goldman Sachs Equity TimeX Index with Participation Rate	***	***	***	***
2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate	***	***	***	***
2 Year Morgan Stanley Dynamic Global Index with Participation Rate	***	***	***	***
2 Year S&P 500 Point to Point with Participation Rate	***	***	***	***
2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate	***	***	***	***
1 Year Fixed Account Rate (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus for $20,000+ Band
Year:	1	2	3
Bonus Rate:	****	****	****

Premium Bonus for $75,000+ Band
Year:	1	2	3
Bonus Rate:	****	****	****

Policy Notes

The @annuityname@ is a flexible premium --[ subscription required to view full text ]--
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*** @***********@ **** **** * ******* ***** ** *** ******** **** ****** *** ***** ***** (*) *****. *** ******* ***** ** ******* ** * ********* *********.

************ ***** (**) ****-**
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

In CA: The in --[ subscription required to view full text ]--
** **: *** ******** ********** ** ******* ** *** ********* ****** ** *.**% ** *** ************ ***** ** *** **** ** *********.

MVA Explanation

The @annuityname@ inclu --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 05/02/2023
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

Charter Plus 14

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Option B

Charter Plus 14

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option C

Charter Plus 14

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option D

Charter Plus 14

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Trail:

Trail years ***+ is *****

Related Information

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MYGA

NAC Guarantee Plus 3
NAC Guarantee Plus 5
NAC Guarantee Plus 7

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BenefitSolutions 10
Charter Plus 10
Charter Plus 10 (State Variations)
Charter Plus 10 CA
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Income Pay Pro 10
NAC Control. X
NAC VersaChoice 10
NAC VersaChoice 10 (ELB)
Performance Choice 8
PrimePath Pro 10
PrimePath Pro 12
Secure Horizon
Secure Horizon Choice 5
Secure Horizon Choice 7
Secure Horizon Plus

SPIA

NA Income

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