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Fidelity & Guaranty Life

DELETE

(RETIRED)

A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A-		Moody's: A3		Standard & Poor's: A-

Rates

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityName@ is a flexibl --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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MVA Explanation
Not available in AK AL CT ID IL MN MO MS MT OR PA PR WA

A Market Value Adjustment (MVA) is an adjustment made during the time the surrender --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 05/23/2022
Commissions are ***** *** * *** * *** * ** ***** ***.

DELETE

Up to age 75

Initial Premium:

****

Ages 76-80

Initial Premium:

****

Ages 81-85

Initial Premium:

****

Option B

DELETE

Up to age 70

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 71-85

Initial Premium:

****

Trail:

****

BASIC COMMISSIONS - Basic Commissions on Authorized Contracts listed below shall be payable in accordance with this Compensation Schedule. Basic Commissions are expressed as percentages ofpremiums received and accepted by the Company subject to the other provisions herein contained based on the policy effective date. Basic Commissions on additional policies and riders hereafter offered by the Company shall be payable at rates to be furnished by the Company. Any policies in f --[ subscription required to view full text ]--
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