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Allianz Life Insurance Company of North America

Allianz Accumulation Advantage With Dual Bonus *Fee

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Moody's: A1		Standard & Poor's: AA

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $20,000+	Cap	Part Rate	Cap	Part Rate
BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap	***	***	***	***
BlackRock iBLD Claria Index Annual Point-to-Point w/ PR	***	***	***	***
Bloomberg US Dynamic Balance Index II Annual Point-to-Point w/ PR	***	***	***	***
Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap	***	***	***	***
PIMCO Tactical Balanced Index Annual Point-to-Point w/ PR	***	***	***	***
PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap	***	***	***	***
S&P 500 Annual Point-to-Point	***	***	***	***
S&P 500 Monthly Sum	***	***	***	***
Fixed Interest (Rate guaranteed for 1 Year)	.* %		.* %
Band $100,000+	Cap	Part Rate	Cap	Part Rate
BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap	***	***	***	***
BlackRock iBLD Claria Index Annual Point-to-Point w/ PR	***	***	***	***
Bloomberg US Dynamic Balance Index II Annual Point-to-Point w/ PR	***	***	***	***
Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap	***	***	***	***
PIMCO Tactical Balanced Index Annual Point-to-Point w/ PR	***	***	***	***
PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap	***	***	***	***
S&P 500 Annual Point-to-Point	***	***	***	***
S&P 500 Monthly Sum	***	***	***	***
Fixed Interest (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
Year:	1
Bonus Rate:	****

Policy Notes

The @annuityname@ is a --[ subscription required to view full text ]--
*** @***********@ ** * ******* ******** ******* ***** ***** ******* **** * @*******@ **** ********* ****** ****** *** ** *** ********* *** *** ******** **** ***** ******* *****.

**** ***** ******* *****- **** ***** ** ********* *** ** ********** **** *** **** ** ****** ** *** **** ** ***********. ****** *** ******** ***** ** * ********** ******* ***** *** ** ****** ******** ***** ** **** ********** **** *** **********. *** ****** *** **** ** *.**%.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in CA

If you take a partial or full wit --[ subscription required to view full text ]--
** *** **** * ******* ** **** **********(*** ********* *** **** ********** *** ******** ******* *************) **** **** @***********@ *******, ** **** ** ******* ** ** *** ****** *** ********** ****** ******. ** *** **** **** ***** ** *** ********* **** ******** ***** ** ****** ***** **** * ******** ******* ******.
** *** ** * *********** **** ** ****** **** ****** ********* ** *** ******** **** ***********, ** ******** ** ********* **** ******, ** *** **** *** ********** ** *****. *** *** *** ******** ** ******** *** ********'* **** *****. *** *** *** ***** ***** *** **** ***** ** ** **** **** *** ********** ******* ***** ** ******* **** *** ************ *****.

Commissions
Effective date of commission schedule: 02/05/2019
Commissions are ***** *** * *** * *** * ** ***** ***.