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American General Life Insurance Company


Power 10 Protector


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $25,000+  Cap Part Rate Cap Part Rate
1 Year ML Strategic Balanced Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year MSCI EAFE Annual Point to Point   ***    ***    ***   *** 
1 Year PIMCO Global Optima Index Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year Russell 2000 Annual Point to Point   ***    ***    ***   *** 
1 Year S&P 500 Annual Point to Point   ***    ***    ***   *** 
1 Year S&P 500 Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
 Band $100,000+  Cap Part Rate Cap Part Rate
1 Year ML Strategic Balanced Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year MSCI EAFE Annual Point to Point   ***    ***    ***   *** 
1 Year PIMCO Global Optima Index Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year Russell 2000 Annual Point to Point   ***    ***    ***   *** 
1 Year S&P 500 Annual Point to Point   ***    ***    ***   *** 
1 Year S&P 500 Annual Point to Point with Participation   ***    ***    ***   *** 
1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****


Policy Notes

The @annuityname@ i --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ***** ***** ******* ******** * ******* *********** (***** *** **** ** *****) ** *** ******** ****** *** ***** ** **** ******* ** * @*******@ **** ********* *********. *** @***********@ *** * @*******@ ********* ****** ****** **** ** *** ********. *** @***********@ ******** * ***** ******** ******* *** ******** ***** ******** ********* **********.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Withdrawals are avai --[ subscription required to view full text ]--
*********** *** ********* ** *** ***** ******** **** *** **, **, **, **, **, **, **, **, **, **, **, **, **, **, *** **

MVA Explanation
Not available in AK MN MO OR PA WA

Withdrawals in exc --[ subscription required to view full text ]--
*********** ** ****** ** *** **** ********** ********** *** ******* ** ** *** ****** *** ********’* ***** @*******@ *****. **** ********** *** ****** ******** ** ******** *** ****** *********, *** ** ********** ** * ******* ** *** ******** **** ******** ******* ** *** ******** **** *********** ***** *** ******** *** ******. *** *** *** ** ********** ** *** ******.

Commissions
Effective date of commission schedule: 08/01/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option 1

Power 10 Protector
(All approved states)
Up to age 75  
Initial Premium: ****

Option 2

Power 10 Protector
(All approved states)
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option 3

Power 10 Protector
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****

Trail Options Paid Q --[ subscription required to view full text ]--
***** ******* **** *********, ******** **** * (***** **)


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