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American General Life Insurance Company


Power Select Builder


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $25,000+  Cap Spread Part Rate Cap Spread Part Rate
1-Year ML Strategic Balanced Index with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year PIMCO Global Optima Index with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point Index Interest Account   ***    ***   ***    ***   ***   *** 
2-Year MLStrategic Balanced Index with Spread   ***    ***   ***    ***   ***   *** 
2-Year PIMCO Global Optima Index with Spread   ***    ***   ***    ***   ***   *** 
2-Year S&P 500 Annual Point-to-Point with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %
 Band $100,000+  Cap Spread Part Rate Cap Spread Part Rate
1-Year ML Strategic Balanced Index with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year PIMCO Global Optima Index with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point Index Interest Account   ***    ***   ***    ***   ***   *** 
2-Year MLStrategic Balanced Index with Spread   ***    ***   ***    ***   ***   *** 
2-Year PIMCO Global Optima Index with Spread   ***    ***   ***    ***   ***   *** 
2-Year S&P 500 Annual Point-to-Point with Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****


Policy Notes

The @annuityname@ i --[ subscription required to view full text ]--
*** @***********@ ** * ***-******** ******** ****** ******* ******** ***** ***** ******* **** * ****** ***** ********** ********* *** * @*******@-**** ********** ****** *********. ********** ******** ***** ** **** ****** ** **** ** *** ***** ****. *** @***********@ ** ******** ************ ** ******* *** *********** *** ******* ***-******** ******** *** ********* * ******* ****** ** ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

The 10% fre --[ subscription required to view full text ]--
*** **% **** ********** ** ********* ** *** ***** ******** **** **: **, **, **, **, **, **, **, **, **, **, **, **, ** *** **.
************* *** ***** ** ** ***** * **** *** ** ***** ** **** ** ***** * ***** *** * ***** ** ****.

MVA Explanation
Not available in AK MN MO OR PA WA

Withdrawals in exc --[ subscription required to view full text ]--
*********** ** ****** ** *** **** ********** ********** *** ******* ** ** *** ****** *** ********’* ***** @*******@ *****. **** ********** *** ****** ******** ** ******** *** ****** *********, *** ** ********** ** * ******* ** *** ******** **** ******** ******* ** *** ******** **** *********** ***** *** ******** *** ******. *** *** *** ** ********** ** *** ******.

Commissions
Effective date of commission schedule: 11/01/2018
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option 1

Power Select Builder
Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Initial Premium: **** **** **** **** **** **** **** **** **** ****
Ages 75+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10

Option 2

Power Select Builder
Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Initial Premium: **** **** **** **** **** **** **** **** **** ****
Accumulation Value: **** **** **** **** **** **** **** **** **** ****
Ages 76+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Initial Premium: **** **** **** **** **** **** **** **** **** ****
Accumulation Value: **** **** **** **** **** **** **** **** **** ****

Option 3

Power Select Builder
All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Initial Premium: **** **** **** **** **** **** **** **** **** ****
Accumulation Value: **** **** **** **** **** **** **** **** **** ****

Related Information

Other American General Life Insurance Company Products

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Power Index Premier w/LIP
Power Select Builder 8
Power Select Plus Income
Power Select Plus Income with Multiplier®
SPIA
American Pathway Immediate Annuity
Variable Annuity
Polaris Platinum III

Available Subscriptions

This information is available with any of these subscriptions:

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An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

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Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

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Upcoming Rate Changes

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