This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.


EquiTrust Life Insurance Company


Market Value Index IBR


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  B++   Standard & Poor's:  BBB+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Part Rate Cap Part Rate
1-Year Dynamo Point-to-Point Participation Index Account IBR   ***    ***    ***   *** 
1-Year Monthly Average Cap Index Account IBR   ***    ***    ***   *** 
1-Year Monthly Average Participation Index Account IBR   ***    ***    ***   *** 
1-Year Monthly Cap Index Account IBR   ***    ***    ***   *** 
1-Year Point to Point Cap Index Account IBR   ***    ***    ***   *** 
1-Year Point-to-Point Participation Index Account IBR   ***    ***    ***   *** 
2-Year Dynamo Point-to-Point Participation Index Account IBR   ***    ***    ***   *** 
2-Year Monthly Average Cap Index Account IBR   ***    ***    ***   *** 
1-Year Interest Account IBR   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityName --[ subscription required to view full text ]--
*** @***********@® ** * ******** ******* ******** ******* ******** **** ***** *** ******* ******** ******** ** ****** ** @***********@. **** ******** ** ******** *** ********** ******* ** ***** ****-**** ************ *****. *********** ********-******* ********* *** ***** ** **** *** ******* *********** ** *** ***** @*******@ *****.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in OR WA CA DE MN OK UT VT

Market Value Adjustment Formula

The --[ subscription required to view full text ]--
****** ***** ********** *******

*** ****** ***** ********** (***) ** ********** ** *********** *** *** ****** ** *** ****** ** *********** ***** ***********. *** ****** ***** ********** (***) ****** ** ***** **:

(* + *)* / (* +* + .***)* -*

    *****:
  • *= ** ***** ****, ********** ** *** ********* ** *** ******* **** ********* ******, (***** ** *** ******** ******** ******** ****** ********* ** *** ******* *******) *** * ******** **** **** ** ******** ***** ** *** ******* **** ********* ******.
  • *= ** ******* ****, ********** ** *** **** ** (*** *******) ******* * ******* *** *********, (***** ** *** ******** ******** ******** ****** ********* ** *** ******* *******) *** * ******** **** **** ** ******** ***** ** *** **** ********* ** *** ******* **** ********* ******.
  • *= *** ****** ** ******** ****** ********* ** *** ********** ** *** ******* **** ********* ****** ******* ** ******.
** *** ***** **** *** *** ******** ******** ******** ****** ********* ** *** ******* ******* ** ** ****** *********. ** (*** *******) **** *** * ************* ******* *****.

*** *** *** ** ******** ** ********.

Commissions
Effective date of commission schedule: 04/01/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

Market Value Index IBR
Up to age 80 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****

Option B

Market Value Index IBR
All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
Trail: Trail years ***+ is *****

Option C

Market Value Index IBR
All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
Trail: Trail years ***+ is *****

--[ subscription required to view full text ]--
***********
******* ********* ******** *********
********** ******
***** *** ***** ** *** ***** ** ********** - ****%
***** *** ***** ** *** ***** ** ********** - *****%
*** ********** **** ***** *** **** ** ***** **** ** ******** **%


Related Information

Other EquiTrust Life Insurance Company Products

MYGA
Certainty Select 10
Certainty Select 3
Certainty Select 5
Certainty Select 6
Certainty Select 8
Fixed Annuity
Choice Four (Liquidity & MVA Option)
ChoiceFour (Base Contract)
ChoiceFour (Liquidity Option)
ChoiceFour (MVA Option)
Fixed Indexed Annuity
Market Power Bonus Index
Market Power Bonus Index IBR
Market Ten Bonus Index
Market Ten Bonus Index IBR
Market Value Index
MarketSeven Index
MarketSeven Index IBR
SPIA
Confidence Income

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

Web Edition

Put our product grids, detail and tools on your website instantly!

Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

See what else we offer:

Upcoming Rate Changes

We track rate changes and can notify you before they take effect!

Annuity Illustrations

The illustration system carriers prefer

Rider Comparisons

Compare multiple income riders, side-by-side

Product Videos

Access the Brainshark training videos right from our product lists



4748