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Midland National Life


RetireVantage 10 (IN)


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $20,000+  Cap Spread Part Rate Cap Spread Part Rate
1 Year S&P 500 Low VC Daily Risk Ctrl 5%   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year Inverse Performance Triggered S&P 500 Trigger: 5.65
 ***   ***    ***   ***   *** 
1-Year London Gold Market Fixing Price   ***    ***   ***    ***   ***   *** 
1-Year Nasdaq 100 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year Nasdaq 100 Monthly Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Monthly Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
2-Year S&P 500 Low VC Daily Risk Ctrl 8%   ***    ***   ***    ***   ***   *** 
1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
 Band $75,000+  Cap Spread Part Rate Cap Spread Part Rate
1 Year S&P 500 Low VC Daily Risk Ctrl 5%   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year Dow Jones Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year Inverse Performance Triggered S&P 500 Trigger: 6.20
 ***   ***    ***   ***   *** 
1-Year London Gold Market Fixing Price   ***    ***   ***    ***   ***   *** 
1-Year Nasdaq 100 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year Nasdaq 100 Monthly Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year S&P 400 Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Daily Average IM   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Monthly Average PR   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Monthly Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
2-Year S&P 500 Low VC Daily Risk Ctrl 8%   ***    ***   ***    ***   ***   *** 
1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
 Year: 1 2 3 4 5
Bonus Rate: **** **** **** **** ****

Policy Notes

The @annuityname@ is a flexible p --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ******** ***** ******* **** @***********@ **** ****** * @************@ ******* ***** ** *** ******** ******** ** *** ***** @*****************@ ***** (******* ** * ******* ***** ********* *********) **** ** ****** ** ***** ** ********** ******* ***** **** ******** ********** ********. *** @***********@ **** *** * @*******@-**** ********* ****** ****** **** * ******** ********** *********. ** **** *********** ******** ** *** ********* ****: *) ***** ** *** ****** ** *** ***** ******* ****** **** ******** ****, ******* *** **** ** ****** ******* *** ** ****** **********, ***/** *) * *********** ***** *******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Two Year Point-to-Po --[ subscription required to view full text ]--
*** **** *****-**-***** ********* ****** **** ***** ****** ** *** ********* ** **** ****: **, **

MVA Explanation

The @annuityname@ inc --[ subscription required to view full text ]--
*** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** @************@ *******. ****: *** ********** ** *** ******.

Commissions
Effective date of commission schedule: 05/07/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

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