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North American Company

BenefitSolutions 14

A Fixed Indexed Annuity with a 14-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1 Year DJI Monthly Averaging with Participation Rate (No Cap)	***	***	***	***	***	***
1 Year NASDAQ-100 Monthly Point-to-Point Index Cap Rate	***	***	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Index Cap Rate	***	***	***	***	***	***
1 Year S&P 500 Low Volatility Daily Risk Control 5% Index Margin	***	***	***	***	***	***
1 Year S&P 500 Monthly Averaging with Participation Rate (No Cap)	***	***	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Index Cap Rate	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is a singl --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

No Multiplier: CA, I --[ subscription required to view full text ]--
** **********: **, **, **, **, **, **, **

MVA Explanation

Interest Adjustment:
--[ subscription required to view full text ]--
******** **********:
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Commissions
Effective date of commission schedule: 01/01/2019
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

BenefitSolutions 14

(All approved states)

Ages 40-75

Initial Premium:

****

Ages 76+

Initial Premium:

****

Option B

BenefitSolutions 14

Ages 40-75

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76+

Initial Premium:

****

Trail:

Trail years ***+ is *****

Option C

BenefitSolutions 14

Ages 40-75

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76+

Initial Premium:

****

Trail:

Trail years ***+ is *****

Option D

BenefitSolutions 14

Ages 40+

Initial Premium:

****

Trail:

Trail years ***+ is *****

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SPIA

NA Income

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