This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.


North American Company


NAC VersaChoice 10 (ELB)


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $20,000+  Cap Spread Part Rate Cap Spread Part Rate
S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
S&P 500 2-Year Point to Point with Participation Rate   ***    ***   ***    ***   ***   *** 
S&P 500 Annual Point to Point Cap   ***    ***   ***    ***   ***   *** 
S&P 500 Annual Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
S&P 500 Low Volatility Risk Control 5% Annual Point to Point   ***    ***   ***    ***   ***   *** 
S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
S&P 500 Monthly Point to Point Cap   ***    ***   ***    ***   ***   *** 
Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %
 Band $75,000+  Cap Spread Part Rate Cap Spread Part Rate
S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
S&P 500 2-Year Point to Point with Participation Rate   ***    ***   ***    ***   ***   *** 
S&P 500 Annual Point to Point Cap   ***    ***   ***    ***   ***   *** 
S&P 500 Annual Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
S&P 500 Low Volatility Risk Control 5% Annual Point to Point   ***    ***   ***    ***   ***   *** 
S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR   ***    ***   ***    ***   ***   *** 
S&P 500 Monthly Point to Point Cap   ***    ***   ***    ***   ***   *** 
Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The VersaChoice 10 with Enha --[ subscription required to view full text ]--
*** *********** ** **** ******** ********* ******* ********, ** * ******** ****** ******* ***** ***** ******* **** ** ******** ***** *** ** ********** *** **** ****** *** ****** ** **** ** **** *****, ******. *** ***** **** **** ** * **** ***** ** *** ***** ** ***** ******* (** ***** ********) *** ******. ***** ******** *** **** ** ****** ***********, *** **** *** *** ** ****** ********** ** *** ***** ******. *** **** *** ****** *** **** ** *** ******’* ****** ** ** *****. ** **** *****, **** *** ****** **** **** ***** ** ******** ***** *****, **** ******* **** ***** ** ** **** ** ********** *** ** ***** ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

In all states except Florida, you may select an ann --[ subscription required to view full text ]--
** *** ****** ****** *******, *** *** ****** ** ******* ****** ****** ** *** ****. ** ******** ****** *** ********* ****** ******, **** ****** **** ** ***** ** *** ********* *****. ********* ****** ******* ******* **** ******, **** ****** **** ****** *******, ***** *** ******** **** ****** *** ****** *** * ********* ****** ** ******. ** ******* *** *** ****** ** ******* ****** ****** ***** ** *** ************ ***** ** *** **** ***** *** ***** ******** ****. ********* ****** ******* ******* **** ******, **** ****** **** * **-**** ** **-**** ****** *******, ***** *** ******** **** ****** *** ***** *** ******** **** * **-**** ** **-**** ****** *******.

** ********** *** ********* ****** ********** ** *** **** ******** **** **** ******** *.**% ******* ***** *** ********* ****** ****** *.**%. *** ******** **** ***** ** *** **** *** ** **** ***** ** *** **** ** *** ******** ***********; ** *** **** **** *** ***** *** * ***** *****, *** **** *** **** ***** **** ** *** **** ******** *** ** *** *****.

MVA Explanation

Interest Adjustment:
--[ subscription required to view full text ]--
******** **********:
*** @***********@ ******** ** ******** **********, ***** ********* ****** *** ******* ** ****** ****** ******** ***** **** ** ******** ******* ** ******** **********. ** ** ******* **** ****** *** ******** ********** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** @***********@ *******. *** *** “************* *** ******** **********” ******** *** **** ***********. ****: *** ********** ** *** ******.

Commissions
Effective date of commission schedule: 01/01/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

NAC VersaChoice 10 (ELB)
(All approved states)
Ages 40-75  
Initial Premium: ****
Ages 76+  
Initial Premium: ****

Option B

NAC VersaChoice 10 (ELB)
Ages 40-75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option C

NAC VersaChoice 10 (ELB)
Ages 40-75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option D

NAC VersaChoice 10 (ELB)
Ages 40+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Related Information

Other North American Company Products

MYGA
Guarantee Choice 7
Guarantee Choice 10
Guarantee Choice 3
Guarantee Choice 5
Fixed Indexed Annuity
BenefitSolutions 10
BenefitSolutions 14
BenefitSolutions 14 (FL, IN, MD, MS)
Charter Plus 10
Charter Plus 10 (State Variations)
Charter Plus 14
IncomeChoice 10
NAC VersaChoice 10
Performance Choice 12
Performance Choice 12 Plus
Performance Choice 8
Performance Choice 8 Plus
PrimePath 12
PrimePath 12 (State Variations)
PrimePath 9
PrimePath 9 (State Variations)
RetireChoice 10
RetireChoice 10 OABR
Strategic Design Annuity X
Strategic Design Annuity X with Embedded Benefits Rider
SPIA
NA Income

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

Web Edition

Put our product grids, detail and tools on your website instantly!

Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

See what else we offer:

Upcoming Rate Changes

We track rate changes and can notify you before they take effect!

Annuity Illustrations

The illustration system carriers prefer

Rider Comparisons

Compare multiple income riders, side-by-side

Product Videos

Access the Brainshark training videos right from our product lists



4287