This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.


Fidelity & Guaranty Life


FG Index-Choice 10


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A-   Fitch:  BBB   Moody's:  Baa2   Standard & Poor's:  BBB+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Cap
1-Year Index Gain Option with Declared Rate Trigger: 2.50
 *** 
1-Year S&P 500 Annual Point-to-Point with Cap   ***    *** 
1-Year S&P 500 Monthly Average with Cap   ***    *** 
1-Year S&P 500 Monthly Point-to-Point with Cap   ***    *** 
2-Year S&P 500 Annual Point-to-Point with Cap   ***    *** 
3-Year S&P 500 Annual Point-to-Point with Cap   ***    *** 
1-Year Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus by Age/State
 Year: 1
Age 0 to 85 in states:
AR AZ CO DC GA HI IA ID IL IN KS KY LA MD ME MI MO MT NC ND NE NH NM RI SD TN VA VT WI WV WY
****
AK CA DE MA MN NJ NV OH OK OR PA SC TX UT WA ****
FL ****
Age 65+ in states: ****
Age 76+ in states: ****

Policy Notes

The @annuityName --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ******** ******* **** * @*******@-**** ********* ****** ****** ******** ******** ***** ******* *** *** ***** **** ******. *** @***********@ ** ******** ** ** * ****-**** ********** ************ **** **** **** ********** ** **** *** ***** *** ******** ** ****** *** **** ****** **** **********.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Multi-year index int --[ subscription required to view full text ]--
*****-**** ***** ******** ********* ******* *** *** *********.

Commissions
Effective date of commission schedule: 02/19/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
FG Index-Choice 10
Up to age 75  
Initial Premium: ****
Ages 76-80  
Initial Premium: ****
Ages 81-85  
Initial Premium: ****

Related Information

Other Fidelity & Guaranty Life Products

MYGA
FG Guarantee-Platinum 3
FG Guarantee-Platinum 5
FG Guarantee-Platinum 7
Fixed Indexed Annuity
FG Accelerator Plus 10
FG Accelerator Plus 10 w/Fee
FG Accelerator Plus 14
FG Accelerator Plus 14 w/Fee
FG AccumulatorPlus 10
FG AccumulatorPlus 10 (State Variation)
FG AccumulatorPlus 10 w/Fee
FG AccumulatorPlus 7
FG AccumulatorPlus 7 w/Fee
FG Retirement Pro
Performance Pro with GMWB
Prosperity Elite 10 Enhancement
Prosperity Elite 10 Protection
Prosperity Elite 14 Enhancement
Prosperity Elite 14 Protection
Prosperity Elite 7 Enhancement
Prosperity Elite 7 Protection
Safe Income Plus
SPIA
FG Immediate-Income

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

Web Edition

Put our product grids, detail and tools on your website instantly!

Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

See what else we offer:

Upcoming Rate Changes

We track rate changes and can notify you before they take effect!

Annuity Illustrations

The illustration system carriers prefer

Rider Comparisons

Compare multiple income riders, side-by-side

Product Videos

Access the Brainshark training videos right from our product lists



3186